Disability payments may be among the most important aspects of the social safety net for many people. However, the Social Security Disability program is not well understood by those that are looking to apply to it. This can make successfully pursuing or maximizing these benefits difficult.
How Will A Person Pay For Their Medical Care With Their Limited Monthly Benefits Payment?
The medical costs that come with a serious disability can be some of the most financially debilitating aspects of this condition. Not surprisingly, individuals will often have intense worries about how they will be able to pay for this type of care. However, those that are approved for Social Security Disability payments will also be eligible for Medicare. While these people will be made eligible for Medicare, it will still be on them to go through the process of applying for these benefits. Often, individuals will assume that their Medicare benefits will be granted automatically at the same time as their Disability benefits, and this can lead to unnecessary disruptions.
What Happens If You Exceed The Work Limitations?
In order to be eligible for Social Security Disability, a person will have to be unable to work to support themselves. Often, individuals may be able to work a little without causing unbearable pain or discomfort. However, there are strict requirements in place for the amount that individuals receiving these benefits can work. If it is found that a person has exceeded these limitations, they can lose their benefits and they may even be obligated to repay some of the benefits they received. When individuals that are approved to receive Social Security Disability payments, they should carefully review both the hour and income limitations for remaining eligible for these benefits and compare them to the expectations for the work so that the risk of accidentally losing eligibility can be avoided.
Can Disability Benefits Be Passed To Survivors?
Those that are receiving Social Security Disability benefits will often be deeply concerned about minimizing the financial impacts that their passing can have. While many individuals assume that their Social Security Benefits will simply expire upon their passing, there can be instances where these benefits can be passed to a spouse. This is most commonly allowed when the spouse is over the age of 60. In order to avoid complications that could delay or completely prevent the transfer of these benefits, you should discuss making this arrangement with your attorney at the time that you create your will.
Reach out to a firm like Attorney John B. Martin Law Offices to get started.
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